There is very little crime in the Maldives. It a very peaceful country and visitors feel safe on their own at all times. Generally Maldivians are honest, helpful and welcoming people although you are unlikely to come into much contact with them at the resorts. There are no drugs anywhere in the resorts and most Maldivians rarely come into contact with anything more than an occasional beer that has been smuggled out of a resort. However there is a growing drug problem among the local population and hence petty crime to support this has risen. Take the usual precautions; do not leave money and valuables lying around. There are safe deposits at almost all the resorts and hotels to facilitate visitors. While planning to travel, travel insurance is usually the last thing that strikes our mind but problems can arise and to be safe it is essential to have travel insurance. Your baggage or any other valuable might get lost, your flight schedule might change or you might get injured. Travel insurance plays a crucial role by enabling you to continue with your journey despite the unforeseen emergencies. If you are not in a position to travel, it might provide you with the necessary treatment.